help managing mortgage & finances

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The State Home Foreclosure Prevention Project

This program is geared at preventing foreclosures; it offers housing counseling, assistance working with your mortgage servicer, and access to legal services. Services are free, and there are no credit restrictions. Statewide, call 1-888-422-8188, Monday – Friday, 8:00am – 5:00pm.

Take me to SHFPP Website 

Foreclosure Prevention FAQ’s

HUD Certified Housing Counseling

A HUD-approved housing counselor is specially trained and certified by the government to help you assess your financial situation, evaluate options if you are having trouble paying your mortgage loan, and make a plan to get you help with your mortgage. You may access foreclosure prevention services free of charge.

Western Piedmont Counsel of Governments 

CCCS of Catawba Valley

Financial Counseling

Consumer Credit Counseling of Catawba Valley

Offers free, confidential financial counseling. Services include: Comprehensive Financial Evaluation, Budget Counseling, Credit Counseling, Debt Management, Housing Counseling, Pre and Post Bankruptcy Counseling, Consumer Education.

For a FREE financial evaluation, visit Click on Take MyMoneyCheckUp. Then call CCCS of Catawba Valley at 828-322-7161 to schedule a FREE appointment with a Certified Financial Professional for a personal financial review.

Take me to CCCS of Catawba Valley Website 

Operation Hope

Free financial counseling around budgeting and money management.

Take me to Operation Hope website 
Rita Purvis, [email protected]

Tax Deadline Changed

The deadlines to FILE and PAY income taxes are extended to July 15, 2020.

Take me to the IRS website

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Assistance and Resources

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Help Managing Mortgage and Finances

Jobs & Unemployment

Help Paying Bills

Federal Assistance Programs

Food Assistance

Childcare Assistance

Health + Wellbeing

Additional Assistance


Latest Updates From Habitat Catawba Valley

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Shelter and safety go hand in hand. Though our doors have been closed to the public, the team at Habitat Catawba Valley has still been hard at work this entire time building forward. Now, we are excited to announce that we are beginning to resume some of our public...

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In no other time has our Home been asked to do more. From transforming into a home office, to a school classroom, to a quarantine facility, to a full-time restaurant, our Homes have taken on the jobs that we used to do past our front door.

COVID-19 Update 4/1/2020

COVID-19 Update 4/1/2020

Dear Neighbors, These are uncharted times for our community and events are changing quickly. Just 10 days ago, Habitat suspended public operations through March 31st. Now updated CDC and NCDHHS guidelines for North Carolina mean that Habitat will be on hold longer...