help managing mortgage & finances

The State Home Foreclosure Prevention Project

This program is geared at preventing foreclosures; it offers housing counseling, assistance working with your mortgage servicer, and access to legal services. Services are free, and there are no credit restrictions. Statewide, call 1-888-422-8188, Monday – Friday, 8:00am – 5:00pm.

Take me to SHFPP Website 

Foreclosure Prevention FAQ’s

HUD Certified Housing Counseling

A HUD-approved housing counselor is specially trained and certified by the government to help you assess your financial situation, evaluate options if you are having trouble paying your mortgage loan, and make a plan to get you help with your mortgage. You may access foreclosure prevention services free of charge.

Western Piedmont Counsel of Governments 
828-322-9191

CCCS of Catawba Valley
828-322-7161

Financial Counseling

Consumer Credit Counseling of Catawba Valley

Offers free, confidential financial counseling. Services include: Comprehensive Financial Evaluation, Budget Counseling, Credit Counseling, Debt Management, Housing Counseling, Pre and Post Bankruptcy Counseling, Consumer Education.

For a FREE financial evaluation, visit www.sharpentoday.org Click on Take MyMoneyCheckUp. Then call CCCS of Catawba Valley at 828-322-7161 to schedule a FREE appointment with a Certified Financial Professional for a personal financial review.

Take me to CCCS of Catawba Valley Website 
828-322-7161

Operation Hope

Free financial counseling around budgeting and money management.

Take me to Operation Hope website 
Rita Purvis, rita.purvis@operationhope.org
828-409-8554

Tax Deadline Changed

The deadlines to FILE and PAY income taxes are extended to July 15, 2020.

Take me to the IRS website

Download This Information as a PDF

Click here to download this information in PDF format, so you can save it for future reference, or print it out and take it with you. 

Assistance and Resources

Use the links below to jump to other sections of this guide.

Help Managing Mortgage and Finances

Jobs & Unemployment

Help Paying Bills

Federal Assistance Programs

Food Assistance

Childcare Assistance

Health + Wellbeing

Additional Assistance

Stay Up to Date

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